Rental property insurance is one of the most important things you need to be concerned about as a landlord. With tenants come some additional risks, and it’s vital you have the insurance protection you need.
Fiocca Insurance has been working with landlords for many years in providing the right insurance coverage at the best premium available.
Our agency can help provide you with the following coverages:
Dwelling Coverage – Dwelling coverage will protect the residence itself from potential claims like fire, wind, hail, lightning, theft, and vandalism.
Landlord Liability Insurance – Liability insurance will protect your from claims arising out of bodily injury or property damage that happen on your premises where you are found to be negligent. This can include bodily injury claims to your tenants and their guests.
Loss of Rental Income Coverage – If you have a covered claim to your dwelling that forces your tenant to vacate for repairs, then loss of rental income coverage will reimburse you for the rental income lost during that period.
Contents Coverage – If you provide a furnished dwelling for your tenants or if you keep some personal property at the premises, then we can help provide you with contents coverage to protect you against theft or destruction to the property.