Life insurance is one of the most important ways to protect your family or loved ones. In the event of a tragedy, life insurance will help pay bills, finance future needs, cover college expenses and protect your spouse’s retirement plans.
There are two main types of life insurance policies – Term Life and Whole Life. Each policy contains different options to ensure the policy you purchase is right for you and your family.
Term Life: This is the most affordable type of insurance and is designed to offset any temporary needs. This policy only pays the benefit if you pass away during the term on the policy.
Whole Life: Provides lifelong protection as long as you pay the premium. Because it is designed to last a lifetime, the policy actually accumulates a cash value which can be withdrawn after a certain amount of time.
How much should I purchase?
There are a number of factors to take into consideration when calculating the proper amount of life insurance to purchase. Here are just a few questions you should ask:
We will walk you through these questions and others to help you determine how much life insurance is adequate for you and your family.
8630 Pearl St
Thornton, CO 80229
Office: (303) 288-2244
Fax: (303) 227-9292